LIC Jeevan Anand Plan

LIC Jeevan Anand Plan Review

LIC Jeevan Anand is an endowment cum whole life policy along with Bonus facility. This is a Double Death Benefit Plan if the life insured survives till the end of the policy term. This plan has average premium, high bonus rate and great liquidity features.


How it works – In this plan, the Life Insured receives the Sum Assured + Bonus as Maturity Benefit but the life cover chosen continues till his death. Again an additional Sum Assured is paid whenever the Life Insured dies. Thus this plan is both an endowment plan and a whole life plan.

However, if the life insured dies before the completion of premium paying term, i.e. within the policy tenure, the entire Sum Assured along with accrued Bonus is paid to the nominee and the policy would terminate.

There is also an additional Accidental Death and Disability Benefit is payable till 70 years of age of the life insured.


Our Take – This plan is an amazing plan for guaranteed returns along with high coverage and suits people who do not want to take much risk in their lives and yet get high coverage. Also since the coverage continues till death, this is an absolutely brilliant protection plan as well. Along with rider benefits, this plan is quite a handful.



Key Features of LIC Jeevan Anand Plan

§ This plan is an endowment cum whole life plan

§ Maturity Benefit is Sum Assured + accrued Bonus and the Life Cover continues till death

§ Death Benefit after Policy Maturity is only Sum Assured

§ Death Benefit before Policy Maturity is Sum Assured + accrued Bonus

§ Simple Reversionary Bonus is payable on maturity or earlier death.

§ Accidental Death and Disability Benefit is an inbuilt feature in this plan

§ Optional higher cover through 1 additional rider of Critical Illness Benefit.

§ This plan can be provided to people with hazardous occupation with additional premium.

§ Large Sum Assured rebate is also provided.


Benefits you get from LIC Jeevan Anand Plan



Death Benefit – In case of death of the Life Insured

· Before the end of the Policy Term, the Sum Assured + accrued Bonus is paid

· After the Policy Term, Sum Assured is paid as Death Benefit whenever the Life Insured dies.



Maturity Benefit – At the maturity of the policy, the insured will get Sum Assured + accrued Bonus + Final Addition Bonus



Income Tax Benefit – Premiums paid under life insurance policy are exempted from tax under Section 80 C and maturity proceeds are exempted from tax under Section 10 (10D)

The Practice of Discipline

Discipline yourself to do what you know you need to do to be the very best in your field. Perhaps the best definition of self discipline is this: "Self discipline is the ability to make yourself do what you should do when you should do it, whether you feel like it or not."

It is easy to do something when you feel like it. It's when you don't feel like it and you force yourself to do it anyway that you move your life and career onto the fast track.

What decisions do you need to make today in order to start moving toward the top of your field? Whatever it is, either to get in or get out, make a decision today and then get started. This single act alone can change the whole direction of your life.

Seven Steps to Success:
There is a powerful seven step formula that you can use to set and achieve your goals for the rest of your life. Every single successful person uses this formula or some variation of this formula to achieve vastly more than the average person. And so can you. Here it is:

Decide What You Want:
Step number one, decide exactly what it is you want in each part of your life. Become a "meaningful specific" rather than a "wandering generality."

Fit and Trim for Life
"Learn the secrets to being healthy and happy for life."
Discover how to lose a pound a day--and keep it off. Studies show that health and weight loss are areas of our life we say we need the most improvement in. If what you're doing on your own isn't getting the results you're looking for, I will help you get there. Click for more >>

Write it Down
Second, write it down, clearly and in detail. Always think on paper. A goal that is not in writing is not a goal at all. It is merely a wish and it has no energy behind it.

Set A Deadline
Third, set a deadline for your goal. A deadline acts as a "forcing system" in your subconscious mind. It motivates you to do the things necessary to make your goal come true. If it is a big enough goal, set sub-deadlines as well. Don't leave this to chance.

Make A List
Fourth, make a list of everything that you can think of that you are going to have to do to achieve your goal. When you think of new tasks and activities, write them on your list until your list is complete.

Organize Your List
Fifth, organize your list into a plan. Decide what you will have to do first and what you will have to do second. Decide what is more important and what is less important. And then write out your plan on paper, the same way you would develop a blueprint to build your dream house.

Take Action
The sixth step is for you to take action on your plan. Do something. Do anything. But get busy. Get going.

Do Something Every Day
Do something every single day that moves you in the direction of your most important goal at the moment. Develop the discipline of doing something 365 days each year that is moving you forward. You will be absolutely astonished at how much you accomplish when you utilize this formula in your life every single day.

Action Exercises
Here are two things you can do to put these ideas into action immediately.

First, decide exactly what you want, write it down with a deadline, make a plan and take action - on at least one goal - today!

Second, determine the price you will have to pay to achieve this goal and then get busy paying that price - whatever it is.

Which One is good .. Please suggest

My humble request to you

Hi All,

This is regarding my one of the very close friend who is now counting his days. I dont like to explain in details about his condition, but the below mail sent by his mother would speak a lot and what am tryingto say. My humble and kind request to everyone is that if any one who is interested or willing to help him can contribute to his medical expense. It might be a huge amount but even a few would help him and his family. Therefore any one who is interested to save a life can contact me through mail or i always available on my hand phone(+9199406 38936) .

I hope you all will understand the situation.

Regards,
Velan

Good evening sir, this is Sujith mother Nirmala. I have big and humble request to make. Its up to to u sir to decide and full fill my request, i know u r very busy people at work. But i also know u like sujith so requesting a wish to u will be welcomed i think but if not please pardon me.My son is counting his days with liver cancer according to the medical history there is no cure but there is also Gods will and wish.But i also feel with in my heart that i have to fulfill some of his wishes and its my duty. He has great respect to u all and i always speaks about u all and loved working for ur company. And maybe within his heart he wishes to see u but he is very very sick to travel to ur place. So dear sir can u please and if u wish visit him just once please? It will be the greatest joy for my wonderful and loving son.Please this is my number(9381762642).If u would like to see me. please call me i will definitely come to meet u on behalf of sujith.Thank u so much and again i beg ur pardon. Sincerely Nirmala. Definitely sujith will not like me troubling. Thank you.

Earn Money Here

---

Earn upto Rs. 9,000 pm with PaisaLive.com!

---

Hi ,

I have something interesting for you - you can easily earn regular income online via PaisaLive.com!

It’s really amazing! You get paid to open & read the contents of PaisaLive mails. You also receive special discount coupons, promotions and free passes to various events in your city.

Join now and get Rs. 99 instantly, just for joining. What more, as a special bonus you get paid for inviting your friends also!

Create your PaisaLive Account & refer your friends to earn launch referral bonus on every new registration.

http://www.PaisaLive.com/register.asp?755716-6010147

PaisaLive - Get Paid to read emails

Singaravelan